Terms of Service for Two Knights Insurance

Last Updated: 07/07/2024

Welcome to Two Knights Insurance. These Terms of Service ("Terms") govern your use of our website (https://www.twoknightsins.com/) and the services we provide. By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access our website or use our services.

1. Services

Two Knights Insurance provides insurance brokerage services for Health, Life, Dental, Vision, Worksite Products, Long Term Care, Medicare, and Covered California sales. We act as an intermediary between you and insurance carriers.

2. Use of Our Website

1. Our website is intended for informational purposes and to facilitate communication with potential and existing clients.
2. You must be at least 18 years old to use our services or access our website.
3. You agree to use our website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website.

3. Privacy and Data Protection

1. We collect and process personal information on behalf of insurance carriers. For details on how we handle your data, please refer to our Privacy Policy.
2. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

4. Intellectual Property

1. The content on our website, including text, graphics, logos, and images, is the property of Two Knights Insurance and is protected by copyright laws.
2. You may not reproduce, distribute, modify, or create derivative works from any material on our website without our prior written consent.

5. Disclaimer of Warranties

1. Our website and services are provided "as is" without any representations or warranties, express or implied.
2. We do not guarantee that our website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs, and platform to access our site.

6. Limitation of Liability

1. Two Knights Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.
2. Our total liability for all claims related to these Terms shall not exceed the greater of $100 or the amount you paid us in the last 12 months.

7. Changes to Terms

We reserve the right to modify these Terms at any time. We will always post the most current version on our website. By continuing to use our website after changes become effective, you agree to be bound by the revised Terms.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

9. Contact Information

If you have any questions about these Terms, please contact us at:

Two Knights Insurance
4401 El Camino Real Unit F
Atascadero, CA 93422

Theresa@TwoKnightsIns.com

By using our website or services, you acknowledge that you have read and understood these Terms and agree to be bound by them.